The Difference between ATM Cards & Debit Cards

Posted on Posted in General

There has been a lot of argument on whether “ATM card” is a correct terminology for the withdrawal cards we use.

Let’s clear it up for you. Here are a few differences between ATM cards and debit cards:

ATM cards
An ATM card is a PIN-based card which are primarily used for withdrawals. So in addition to using it at ATMs, you may also be able to use it to make purchases (by entering your Personal Identification Number) if the merchant is using one of the same electronic ATM networks that’s listed on the back of your card.

Debit card
A debit card looks just like a regular ATM card, and you can ALSO use it at ATMs. The difference is that a debit card has a Visa® or Mastercard® logo on its face. That means you can use a debit card wherever Visa® or Mastercard® debit cards are accepted, for example, in supermarkets, restaurants, or online.

So now that you know what card you are using, use the right words!


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